5 Tips for Choosing the Best Real Estate Agent

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foreclosureShopping for a home is an exciting process, but it can also be one filled with confusion and uncertainty. It is important to have a professional real estate agent work with you when you start shopping for a home. Here are five tips for hiring the right agent.

1 – Provide a List of Previous Clients

Many real estate agents are excellent at self-promotion. They will let all new prospective clients know what makes them the perfect person for the job. Get proof of this by asking to see a list of recent clients who are satisfied with the agent’s services. If they are proud of the manner in which they have helped previous clients they will happily send you that list.

If they stall about doing this that can indicate that they have had some problems in the past. Always try to contact a few former clients before deciding to work with a particular agent.

2 – Get the Agent’s Sales Statistics

Many times great agents work tirelessly to get their listing clients the full asking price, if not a higher price. Other agents give in and encourage the client to take a lower price. Look at the agent’s past performance in terms of asking prices versus sold prices. The higher the amount they got for their client the more it shows their professionalism, determination, and knowledge of the market.

3 – Check the Agent’s Licensing Status

States have regulatory agencies that handle the issuance and management of all real estate licenses from sales licenses to broker licenses. You will want to check your prospective agent’s licensing status by researching your local real estate board’s website. Listings will display when a license was issued if it is still active and if there are any pending actions like suspensions or revocations on file.

4 – Consider the Real Estate Agent’s Credentials

Real estate agents can hold various credentials. Aim to work with an actual Realtor. This type of agent has an affiliation with the National Association of Realtors, and it holds the agent to a higher standard of ethics. You will often see many “extra” acronyms after an agent’s name. These indicate whether the agent has earned the title of Certified Residential Specialist (CRS) or Accredited Buyers’ Representative (ABR). It shows the agent has gone a few extra steps to take additional classes to earn these certifications. They obviously care about the work they do and the clients they help. It also shows they take pride in advancing their own careers.

5 – Ask About the Agent’s Experience

Becoming a real estate agent does not require very much training or experience. Yet, many agents have been involved in some degree of real estate. It is important to ask about their past experience. Many agents may only have a few years invested in selling real estate, but that may not mean you cannot trust them to do a great job for you. You may want to work with someone who does have experience especially if this is the first home you are buying.

These five tips will help you find the right agent. Good luck on your purchasing and selling ventures together.

PS. If you are looking to buy or sell Real Estate in Casper Wyoming, then check out Sell Casper WY.…

Concrete Kerbing And Slipform Services

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If you are looking for concrete slipform and kerbing barriers, for an industrial project, or a commercial one, you can find them in many places. In this article, we will take a look at some slipform and kerbing ideas, providing you with what you need to know to find a professional to help you out with your project.

Using Extruded Concrete Kerbing

ExtrudedCurbingA raised edge for pedestrian pavement is called a kerb, especially if it is positioned near a road. Concrete kerbing can be used for all types of commercial projects in the world of construction. Every country is going to have regulations and laws regarding the use of kerbing, and it will be very specific in regard to size and height. Drainage and gutter systems can also be built next to the kerbing, allowing water to flow away very easily. Over 200 types of concrete kerbing are available, and you can find a specialist to help you figure out what would be best for the project that you have in mind.

Understanding Slipform

Slipforming involves pouring concrete to make a set structure such as a tower, damn or a bridge. There are two different types of slipform which include slot drains and concrete barriers.

Slipform can be used to create concrete barriers that are durable. They can be built in all different shapes and sizes, custom fit for your requirements. These concrete barriers are often reinforced with rebar or steel cables. If you ever looked at freeway lighting, this can be incorporated into the barriers where it is necessary.

Slipform slot drains are used to combine the surface collection system, specifically with a carrier pipe. There will be a drainage system that can take wastewater away, especially from surrounding surfaces. They are used on highways and freeways, as well as airports in parking lots, essentially any type of industrial or commercial pavement. When these slots are made, they are designed to be between about two and 5 cm in width, and this will prevent any rubbish to be blocked within the drainage system

Kerbing and Slipform Specialists Near You

To find concrete kerbing and slipform specialists, you simply need to go on the web to locate these individuals or companies. You can open up a search engine, search for them by country, city or town, and you will find the right away. Major companies will have websites that will show exactly what they can do, the services they offer, and how to get a hold of them. You can look at some of the top results, find a company that will be able to help you out, and contact them right away. You will want to use a reputable company to ensure that you are getting the best quality service at a reasonable price in your area.

Once you have found someone to work with you, they will send a site manager out to your location before they begin to do any work. This manager will advise you on the type of kerbing and slipform that will be necessary, helping you to complete your entire project. You can ask this person as many questions as you want, including how experienced the workers will be, what type of insurance will be used for this particular project, and how long it will take before the completion of the project itself.…

A Business Broker Helps To Ease the Problems of Selling a Business

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A Business Broker Helps To Ease the Problems of Selling a Business

african american businessman handshaking with clientOnce you have decided that you want to sell a business it is best if you do this through a reliable business broker. A broker acts as an intermediary between the buyer and the seller and can spare the seller from having to establish the credentials of the buyer, as this is not an easy thing to do.

Most brokers will not take a buyer to a client unless they themselves have established the interest of the buyer and judged the capacity of the buyer to conclude any agreement to buy. They will go into the detail of the background of the buyer, whether they are in business and have earlier purchased a business, their financial strengths in being able to arrange the necessary finance, proofs of this soundness, and the willingness of the buyer to conclude a sale within a reasonable period of time. They will ask for financial details and only when they are satisfied with the authenticity of the buyer, will they allow any meeting with the seller. This allows the seller to only meet serious buyers who have the capacity and the desire to buy the business that is on sale.

Brokers will also make it a point to fully understand the business that is required to be sold. They will ask detailed questions about its establishment, its running, its present business, future prospects and other details that can convince buyers that the business for sale is a viable proposition, which can be acquired and then run profitably. Brokers can assist a seller to properly assess the worth of a business, so that the right price can be quoted for sale. They may do this by asking the seller to appoint official appraisers to arrive at the correct worth of a business and all its tangible and intangible assets.

When you do decide to go to a business broker, make sure that the one you finally choose has the right experience and expertise to make such deals. It can be of great help if they have on their resume the sale of a business which is in the same niche, as they will then understand the business better, will have already made a number of contracts in that sphere and may even be able to pinpoint the right buyers, who have earlier indicated interests in such businesses. Most brokers will have their own mechanisms for advertising a business for sale, and will already be in the know of investors or other industrialists who are on the lookout for new businesses.

Make sure that the broker you appoint is one who will maintain the confidentiality of any information that you give. They will be aware of market conditions and also aware of other similar businesses sold in that geographical area. This familiarity can stand a seller in good stead, because buyers are then more easily identified. A broker will charge fees for services, but it can take away all the trouble of finding buyers and others who would be interested in buying the business. Article courtesy of Business Brokers Gold Coast.…

The Importance Of Corporate Gifts And How To Award Them

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In the world of corporate gifts, there is never a bad time for giving a gift. Whether it’s meant to build your reputation or enforce your brand, corporate gifts are an important marketing tool and they play an essential role in sending out the right message.

This is especially true during the festive season. Of course, Christmas is the main gift giving season of the year and this means gifts for customers and staff in the corporate world. But where does one really start when it comes to giving corporate gifts? Should they be a marketing tool or should they be a simple reward, and who should be given a Christmas corporate gift? In this article, we will be covering topics that will answer these questions

promotional products
Who Should You Buy Gifts For?

This is one of the biggest questions pondered by many companies during Christmas. However, the first in line for corporate gifts should be the staff and regular customers.

Awarding gifts to the regular customers is a good way of showing your gratitude and it is also a great way of building and holding a strong working relationship. It is an ideal way of showing the clients that you value their business and you will encourage them to stay with your business rather than moving elsewhere.

Giving corporate gifts is also vital in a marketing perspective. You can brand your corporate gifts which will essentially provide you with a chance of having your logo seen by customers on a regular basis, thus offering a reminder of your existence. Calenders and desk items are the most effective in this case as they provide greater visibility for your brand by being placed on a prominent position. This will serve as a permanent reminder of your brand. I tend to import my products from corporate gifts suppliers.

However, it is not just the regular customers who should be getting these gifts.The occasional and prospect customers should as well be targeted through this method as the gifts will provide a great opportunity of your brand being seen in a unique manner.

Things become a bit different when shopping for staff gifts as the motives for buying corporate gifts ideally change. Rather than having gifts that are promotional and marketing oriented, the corporate gifts for staff should be for rewarding and thanking them for their efforts throughout the year. Corporate gifts can also be distributed more on a motivational basis so that they are given as awards to those who perform remarkably. They can as well be awarded to all the employees when celebrating the festive season.

However, the approach to these gifts will depend on the size of the company and the budget. Regardless, there is no doubt that gifts will have a positive effect on the motivation and the morale of the staff. Those who are awarded will always have the motivation of working more to the success of the entire company. This goes without saying that the majority if not all of the staff should each get a gift. This will avoid any potential ill feelings towards the people who have been awarded gifts. Bottom line is that each company should employ this wise strategy because it can only gear the entire business towards success.…

Why Have An Offshore Merchant Account?

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Any businesses which regularly accepts payments from other countries can benefit from having offshore merchant accounts. Account providers usually charge a fee to set up an account for a business, although once the account is in place it allows acceptance of international credit cards as well as verification of customer information. You may need to have one or more of the features offered by offshore merchant accounts, including lower liability levels for taxation, a simpler operation and general asset protection. The fees charged by the offshore merchant account provider will generally vary based on which of these features and extras you request.

Some of the charges and fees associated with offshore merchant accounts include reserve fees, charge back fees, monthly minimum amount fees, and transaction fees as well as sometimes a fee for installing and setting up equipment. The transaction fee is typically a standard fee which is assessed for each transaction processed, while the monthly minimum fee is assessed if the merchant does not meet the previously agreed upon monthly minimum transaction amount. A reserve fee can help to protect a merchant from potential losses and is used if a customer has questionable credit, while any disputed fees resulting in a refund to the customer are covered by the chargeback fees. Some offshore merchant account providers offer a discount rate, usually based on a set percentage of each transaction.

If you are setting up an offshore merchant account, do your research to make sure you get the best rates as well as the features you need to operate your business. Considering the often substantial financial risk, most account providers are happy to answer questions from merchants about their service. Merchants should make a point of asking the right questions and checking out all the features, fees and charges before making a firm decision and setting up one of these offshore merchant accounts for their overseas customers.…

Adult Credit Card Processing

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creditcardThere are basically two types of merchant accounts, which are based on the level of risk involved in transactions and payment processing. When determining the most suitable classification of merchant accounts, financial institutions, such as banks, often consider the products and services offered by the merchant as well as the nature of their business.

Adult credit card processing involves transactions, where the legitimacy or identity of the concerned customer is withheld, hidden or simply unknown. These accounts have proven to be vulnerable to fraud activities and other inappropriate dealings. Most banks avoid these accounts by turning down applications from high risk merchants because statistics show that they have a high risk of charge backs, which are undesirable.

Currently, there are thousands of companies that get revenue from adult oriented websites. Financial institutions consider adult service providers to be high risk merchants. While this line of business can be very lucrative and a high income earner for any financial institution, most banks reject merchant account applications because of their ethical values. This makes it extremely difficult for businesses to get adult credit card processing.

A few banks accept high risk merchant accounts and they process credit card transactions for online pharmacy sites, online casinos websites, shopping clubs and lotteries among other high risk online businesses, but they draw the line when it comes to adult websites. The few companies that offer adult credit card processing services often charge exorbitant fees and strict conditions, so potential clients often shy away because nobody is willing to give up a huge chunk of their profits to card processing companies.

If these adult companies decided to use these costly credit card processing services, they would have to increase their charges or reduce the quality of their products and services. In business, any of these actions can be a disaster as users are likely to look elsewhere for more affordable products and services.

If there is any lesson to be learned here it’s that there are unique merchant accounts for different types of businesses. It does not make sense to classify accounts as merely high risk or low risk. Every business posses a certain level of risk to card processors, and this risk varies from one business to another. Credit card processors and banks need to do a little bit of research and adjust the criteria they use to assess applications. Proper assessment of the types of businesses that merchant account applicants run should be done and unique terms and conditions drafted for maintenance of those accounts. This will enable service providers to find a suitable merchant processing company without having to compromise on the quality of their services or raising their charges.

Fortunately, there are numerous credit card processing companies and banks that have already researched extensively on the subject and updated the factors they consider and techniques they use to assess merchant account applications; this has made it possible for them to provide adult credit card processing to businesses that meet their criteria.…